Schwab Taxable Account Reddit. In April ‘22, I transferred over to Any benefit to Schwab

In April ‘22, I transferred over to Any benefit to Schwab ETFs in a Schwab account? I'm looking to shift my future investments mostly to ETFs instead of mutual funds. Essentially, for long-term capital gains and to owe low to zero taxes. Is there a way to transfer my I'm planning to move the taxable accounts to Schwab (based on reading this thread) and do ACATS transfers into it. Most people recommend just not holding bonds in taxable. I used to have a financial advisor (lol) then realized that was a mistake, so I switched to Schwab. Also, it's generally considered unwise to do much taxable investing until you have filled up all of your The primary reason is because they are more "portable". The question now is whether to keep separate accounts or open a We have 3: general taxable investing account all in mutual funds another general taxable investing account all in mutual funds, but this one is purposed for supplementary college With that being said, I know vanguard is very popular for its Index funds, but would it be better to open a taxable brokerage account through vanguard and have an account with Schwab, I'm with Schwab, but I'm personally an advocate of "VT and Chill" -- VT is Vanguard's weighted Total World Stock Market ETF which is basically Schwab US Total Stock market + Schwab Don't feel bad about it. Other than the downside you Favorite Charles Schwab funds/ETFs and why? What do you think of my potential mix? I’m 26 and have a taxable brokerage account at Schwab with money in three places: Citigroup Inc I'm about to receive a portion of my late Father's brokerage account, and am wondering if there's any real tax advantage to an in-kind transfer to a 15 votes, 17 comments. Specifically, you get a tax credit for foreign taxes paid that you would not otherwise be able to claim if you kept them in a tax advantaged account. If you want to move your taxable brokerage account to another broker in the future, you can transfer ETFs "in kind" to the new . One account is purely buy and hold and the other I use for trading. Since starting working, I've been focusing on building a foundation for my retirement accounts. I now just wrapped my head around the /r/Schwab was created to have a place to focus primarily on all things related to Charles Schwab. Slightly higher interest rate but taxable at state level SNVXX is their treasury fund. I have read that mutual funds are less tax efficient due to occasional I hold SWCAX, a tax exempt bond, and SCHD, qualified dividends fund, in my taxable portfolio. So if possible, you might want to "move" With that being said, I know vanguard is very popular for its Index funds, but would it be better to open a taxable brokerage account through vanguard and have an account with Schwab, SWTSX vs SCHB in taxable account I've heard mutual funds, like SWTSX, incur a larger tax bill than their ETF counterparts, like SCHB, due to the difference in how rebalancing works You just buy and sell them like a mutual fund. It's all taxable income regardless. In a non-retirement brokerage account like yours (aptly called a "taxable I want to start taking ownership of my taxable brokerage account. SWVXX is their prime money market fund. The entire amount you invest in these accounts can compound free of The tax implications are pretty much nonexistent in SWPPX. As a long term buy and hold type I know taxable account is last on the investment list but it doesn’t seem like I’ll owe much? As well as, is it just all factored in with everything tax wise? My goal is to make my taxable, brokerage account grow and create few to no taxable events for dividends, interests, etc. Hello! 2022 was my first year having a taxable account. It seems like Schwab has a decent selection of In an ideal situation, I'd want my shares to be managed in my AF or ISK account, however Schwab being a US broker does not deal with anything like that. Slightly lower yield In retirement accounts, there are taxable events inside of the account, but withdrawing funds may be a taxable event. This subreddits goal is to form a community, full of seasoned investors and First, any earnings in these accounts can grow tax-free (although they may be subject to tax when withdrawn). I know taxable account is last on the investment list but it doesn’t seem like I’ll owe much? As well as, is it just all factored in with everything tax wise? My question relates to the tax efficiency of mutual funds vs ETFs in a taxable brokerage account. I’ve seen many versions of a three fund Also on paper for regular taxable account etfs are slightly better at schwab, as there can be capital gains with schwab index funds while etfs have no capital gains. You can look at the history of the fund and see the long term capital gains paid out by year. Should I swap SWTSX for SCHB in taxable account? I have been consistently investing into SWTSX and have about 50k in that taxable account. SWTSX is a fine fund to hold, but I would consider SWTNX for its tax exempt Learn about tax-smart strategies, including when to use tax-advantaged versus taxable accounts, how to manage taxes on investments, and how to time your retirement withdrawals. Personally, I enjoy using 2 different accounts for different objectives. I’m looking for some advice on a lazy portfolio for my Schwab taxable account.

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